What is a default TDOL according the EMV specifications?

A default TDOL (Terminal Data Object List) according to EMV specifications is a predefined set of data elements that a payment terminal uses to process a transaction. It typically includes information such as the cardholder's account number, expiration date, and cryptographic keys. The TDOL ensures that the terminal can access all necessary data for transaction authorization and security checks, facilitating interoperability between different card brands and terminals.