Is it a crime not to allow the car to be repossessed and what happens if the bank cannot find the vehicle?

"Is it a crime not to allow the car to be repossed? YES, its called "Hindering a Secured Creditor". What happens if the bank cannot find the vehicle?": How can they NOT find it?? Cars DONT fall off the face of the earth. Some one somewhere HAS the car. If the debtor doesnt have it, the debtor should report it STOLEN(if they dont know where it is). If they know, they should tell the lender who has it. Simple as pie.

No, it is not a crime as long as there is not a court order in effect.

It is a civil matter, not a criminal matter.

If the vehicle is secured in a locked building, the tow driver can't get the vehicle. You do not have to answer any of his questions, or tell him where the car is. That's legal.

If the lender gets a "Writ of Replevin", a court order, it will be served by a Sheriff's Officer, and that you will have to abide by. If you refuse to surrender the car at that time, you can be aressted for violating that court order.

If there is no court order, you can hide the car all you want and DO NOT have to tell the tow driver anything.

It only becomes a criminal matter if a court order is in effect.

Remember, the repo tow drivers will tell you anything, however they CANNOT threaten you with arrest. That's illegal!