Where can one find low rate auto loans?

The best way to secure the lowest interest rate for an auto loan is to maintain a good credit rating. Once you've put yourself in the best position, do some research. There are great online tools that will show you the average interest rate in your area. The lowest rates typically are found through local banks and credit unions, so start with the bank or credit union that is currently handling your accounts. Typically, vehicles financed through the dealership offering credit to high-risk borrowers charge a much higher interest rate than do local institutions.