Usually not preexisting injuries, but if you had a disease they would. such as Diabetes.
Answer
Group insurance policies can only exclude preexisting conditions for 12 months, 18 months for a late enrollee. And not at all if you have prior "creditable" coverage. For more info use this link: http://mtnhealthinsurance.com/index.php?pageName=sec9801
In most states you are not going to be able to obtain individual (non group) coverage with a preexisting condition.
Don
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