If your car was repossessed and they are taking you to court what can you do to get out of it?

declare Bankruptsy comes to mind first

Well, it will be hard to dispute that you were in default and they repoed the car. Also, hard to dispute that you still owe money after the car was sold. Soo, you might consider Bankruptcy if you really dont want to pay what you owe. B/K attorneys love to give FREE consultations.