How is an mt199 sent?

An MT199 message is sent via the SWIFT network, which facilitates secure financial messaging between banks and financial institutions. To initiate an MT199, the sender must access their financial institution's SWIFT interface, fill in the required fields, and specify the recipient's BIC code. After composing the message, the sender submits it through their SWIFT terminal, which encrypts and transmits the message to the recipient's financial institution. The recipient can then view and respond to the message as needed.