An insured driver is driving an uninsured vehicle that they own and have an accident causing property damage. With whom should I seek payment?

Damages should be sought from the At Fault party. Failure to add the owned vehicle to the auto insurance policy has left the driver apparantly uninsured in that vehicle. The claimant may need to rely on uninsured motorits coverage. The insurer may offer a grace period for newly acquired vehicles. both drivers should contact their insurance company as it appears one may have no coverage in the accident.