From my research, this seems an unlikely occurrence in most normal situations. However, it is possible and could be fatal. Take care and try to use caution; pay attention to signs your phone is overheating or the battery is bulging and use a surge protector if possible.
Per Christine Torralba of Android Authority, there have been cases in the last five years in which a cell phone caused injury to the user due to overcharging the battery, some of which happened while the cell phone was continuing to charge. According to the article, a 2008 incident in Nepal happened to a 16 year old girl who was using her phone while charging it. She lost consciousness and died on her way to the hospital.
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