How much do people pay for car insurance?

This kind of question is impossible to answer correctly. There are far too many variables that go into the calculations of rating an auto insurance policy. One company I deal with has 44 classes just to classify each driver. Other variables include vehicle, tickets, accidents, claims, prior insurance coverage, married or single, multi-car discount, claim-free discount, zip code territory, credit rating, miles to work, account credit, etc, etc, etc. There are far too many factors to consider to estimate insurance or give someone an average.