Who pays for property damage when a stolen vehicle is involved?

When a stolen vehicle is involved in property damage, the responsibility for payment typically falls on the insurance policy of the driver At Fault during the incident. If the thief is caught, they may be held liable, but recovering costs can be difficult. If the vehicle owner has comprehensive insurance, it may cover damages to their own property or losses incurred. Ultimately, the specifics can vary based on local laws and insurance policies.