No you can't make payments over the phone with your credit card.
Kmart Layaway Program (continued)
Layaway Transaction Rules
• You can use one or any combination of these acceptable payment
options: cash, check, credit card (Sears Card, Visa, MasterCard, Discover,
American Express or JCB), debit card, Kmart Cash Card, coupons or EBT
Cash (Note: EBT food stamps are not allowed)
• New Layaway contracts cannot be created if you have other delinquent
Layaways contracts
• If you make a payment that is less than the minimum amount due, the
Next Payment Date on the receipt will not advance to a future date
• Mail payments can only be cash or check
• Customers can receive only one price adjustment on advertised items
within seven days of the initial Layaway date
• No price adjustments are allowed on clearance items or holiday
merchandise
• Partial refunds will be completed when you come in for the final payment
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