Can the bank garnish your wages for back payment after taking the car?

The short answer is "Yes". The bank repossed your car---indoing so they incurred costs...the tow truck, gas, lot fees, filing paperwork at county,etc... All the fees are added to the outstanding balance--the car is then put up for auction after a certain lenght of time if it's not redeemed by the owner. In the mean time, interest is incurring on a balance that is rising instead of lowering with each payment. If all goes right, someone buys the car at the auction but usually for alot less than the outstanding balance. This means you still owe money and the bank is going to collect. More than likely, you are trying to ignore the letter but don't...it will be a bigger mess if you let it go. Everyone at work will know about your problem because there is always someone who can't keep quiet about it. Make arrangments with the bank to either get the car back or to make payments on the deficit balance without having the wage go thru. Good Luck