Why did borrowing money factor encouraged people to quit farming and move to the city?

Borrowing money allowed individuals to invest in opportunities outside of farming, such as industrial jobs or entrepreneurial ventures in growing urban areas. As cities expanded, they offered better wages and living conditions compared to the uncertainties of agricultural life, particularly during times of economic hardship or crop failures. This financial incentive made it easier for people to leave behind the farming lifestyle in search of more stable and lucrative prospects in urban environments.