When you have both primary and secondary insurance, the copay you pay typically depends on the specific policies of each insurer. Generally, the primary insurance pays first, and if there are any remaining costs, the secondary insurance may cover part or all of those costs, potentially reducing your out-of-pocket copay. However, the exact amount can vary based on the services rendered and the coverage details of each plan. It’s best to check with both insurance providers for specific copay information.
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