You have been late on most payments they worked with you to lower payments but you still cant afford it and am late again is there any way to trade it in what can you do so it doesnt get repoed?

Lenders appreciate honesty. They hate tracking people down, so if you are up front with them, it will help you.(95% are not up front) Tell them this information and try to sell the unit and ask them for suggestions. The goal is to sell the vehicle and pay off the loan. Don't sell it to people who "might have the money next week"... you need cash now. Just get rid of it even at a small loss and put this behind you and learn from it.