How long do you have to file an insurance claim on your car?

If you are making a claim against another driver's liability policy, then it will depend on the statute of limitations in your state. The SOL varies from state to state. Some have a long time, like as much as six years. Some are very short, like only one year.

But if you are filing a claim on your own car, you'll need to look in your policy to see how long you have. It could be as short as six months.