Does credit encourage overspending

Credit cards are tools to facilitate purchases without paying cash. However, some people are not able to use credit cards properly. In a way, it may seem to encourage overspending because you are not using cash for paying goods and services that you purchase. Also, the provision of paying only the minimum amount monthly may encourage people to purchase more. The key in order not to overspend is to have the right attitude. If you have the money, payoff your balances in full on time.