Can insurance be transferred to a new vehicle?

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1084880

2026-02-24 04:00

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Insurance transferYes, It's normal. You just call your Insurance Agent and notify them that you are obtaining another vehicle. Your agent will ask the make and model as well as the vehicle identification number to schedule the vehicle on your existing policy. Most companies automatically cover the new car when you trade, but you need to notify them of the change as soon as possible. The newer car will probably increase the premium.

For days 1-4 after you purchase a new car, it is covered by comprehensive, no matter what type of insurance you carry on your other cars. On days 5-14, your new car will carry the same insurance as your best coverage (ex: if you have liability on one car, and comprehensive on a different car, your new car will also be covered by comprehensive). After day 14, you will have no coverage unless you have notified your insurance company and added the car to your insurance plan.

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