A bank received the payment of an outstation bill on behalf of his customer but before the money could be credited to the customer's account the bank failed what is relationship between the bank?

Well, honey, when a bank receives a payment on behalf of a customer, they're basically holding onto that cash until it's officially credited to the customer's account. But if the bank goes belly up before that money is safely in the customer's hands, well, that's just bad luck. The relationship between the bank and the customer in this situation? Let's just say it's complicated, like a messy divorce with money involved.