What is health insurance portibility and accountability act?

Commonly referred to as HIPAA, it is a federal law that:

• Limits the ability of a new employer plan to exclude coverage for preexisting conditions;

• Provides additional opportunities to enroll in a group health plan if you lose other coverage or experience certain life events;

• Prohibits discrimination against employees and their dependent family members based on any health factors they may have, including prior medical conditions, previous claims experience, and genetic information; and

• Guarantees that certain individuals will have access to, and can renew, individual health insurance policies.