Can you collect if you have worked 30 years plus but not 62 years old?

Yes, you can begin to collect Social Security benefits before reaching the age of 62 if you qualify for early retirement benefits, but your monthly payments will be reduced. Alternatively, if you have worked for 30 years or more, you may also qualify for other retirement benefits, such as a pension, depending on your employer's plan. It's important to review your specific situation and understand the implications of taking benefits early.