If a third-party check bounces, the liability typically falls on the person who endorsed the check, which is often the payee who transferred it to the third party. However, the bank that issued the check may also have some responsibility depending on the circumstances. Ultimately, the original payer (the person who wrote the check) is not liable for the bounced check unless they were involved in the transaction. Legal recourse may be pursued by the holder of the check against the endorsing party.
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