What do you mean by adjusted Net Bank Credit?

Adjusted Net Bank Credit = Net Bank Credit + permitted Non SLR invstmnts (Held Till Maturity HTM category) + Other Invstmnts eligible to be treated as priority sector.

Net Bank Credit = O/s bank credit in India - Bills rediscounted with RBI/approved financial instns.

Bank Credit (excluding inter bank advances) = Loans + Cash Credit + Overdraft + Inland & Foreign Bills Purchased & discounted.