What is one way that a health care professional can protect herself from liability?

1. Risk Transference. - Buy An Insurance Policy
2. Risk Avoidance - Do not provide the care or service, or train to lessen the risk
3. Risk Retention. - Go Bare, accept the risk and associated losses
4. Risk Sharing - Share the risk with a pool of like professionals.
5. Any combination of the above.

Most will use a multi pronged approach that incorporates a bit of each. Transference through purchase of an insuring instrument, along with standards and practices training to enhance avoidance of a loss as well as participation in risk sharing cooperatives with similarly licensed professionals.