How do you qualify for cosmetic surgery loan?

As a matter of Personal Finance, you should pay cash for the surgery. For a procedure that costs, for instance, $10K, you will pay $186.43 a month for five years at a 4.50% interest rate. This can seriously interfere with long term plans for housing and your car. If you choose to obtain a loan, check with your credit union. If you have a decent credit score and income, you may qualify.