Is bankoverdraft are secured loan

A bank overdraft is generally considered an unsecured loan. It allows an account holder to withdraw more money than is available in their account, up to a pre-approved limit. Unlike secured loans, which are backed by collateral (such as property or savings), overdrafts do not require specific assets to guarantee the borrowed amount. However, banks may still assess the borrower's creditworthiness before granting an overdraft facility.