Can you file an insurance claim if the power utility district drives over and over your 5 year old drain field to the point it malfunctions?

The drain field of a septic system can malfunction from many different causes. If it is damaged from the weight of heavy vehicles driving over it, there may be a covered insurance claim to file. The insurance company would pursue re-imbursement for their payment to you from the 'At Fault' party (including your deductible) if they pay you for the damages. //