How do you round 10.952 to the nearest cent in money?

If it is 10.952 cents you look at the 9 (closest to the decimal point) is this 5 or more? If it is you round up. So it becomes 11 cent (10+1)

If it's in dollars/euro already, there are 95 cents there. you have 0.2 cents and 2 is below 5 so you round down, so it stays at 10.95