In order for your savings and investments to truly increase in value what must they do?

For your savings and investments to truly increase in value, they must outpace inflation, meaning the returns generated should be greater than the rate at which prices for goods and services rise. Additionally, you need to invest in assets that have the potential for growth, such as stocks or real estate, and regularly contribute to these investments to benefit from compound interest. Diversifying your portfolio can also help manage risk and enhance overall returns.