Do account holder is making a purchase with the purchase account over the phone. When completing this transaction the account holder is responsible for all of the following tasks EXCEPT?

When making a purchase with the purchase account over the phone, the account holder is responsible for providing their account details, confirming the transaction amount, and ensuring they have sufficient funds. However, they are not responsible for verifying the identity of the merchant or the legitimacy of the transaction, as that is typically the responsibility of the merchant or payment processor.