In most cases, whether you can demand the check be made payable to you instead of the repair shop depends on the terms of your insurance policy and the agreement you have with the repair shop. If the insurance company has listed the repair shop as a payee, it usually means they are responsible for ensuring the repairs are completed. However, you may be able to negotiate with your insurer to have the check issued to you, especially if you plan to handle the repairs personally. It's best to contact your insurance provider for clarification on their policies.
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