Can your employer's health insurance require your husband to take his employer's health insurance if his is not free and not as good as yours?

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1107138

2026-03-09 02:31

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My employer requires that my husband participate in his company's health insurance or they will drop him from their insurance.

Insurance is a choice offered as a benefit by the employer because the employer is paying a portion of the cost to be insured. You do not have to participate if you don't want to.

Also, the question being answered is that can an employer force an employee's spouse to take coverage offered elsewhere: NO. If a company offers a family health plan, they CANNOT specify that a spouse take other insurance if available.

They CAN require that if you are declining coverage from them (your own employer), that you show you have coverage elsewhere.

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