Does farmers insurance have dog breed discrimination for their homeowners coverage?

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2026-03-29 06:40

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No Insurance company discriminates against dogs or a breed of dog. Your insurance company does not decide what breed of dog or other pet you own. However most insurance companies do have coverage restrictions regarding animals and various breeds.

If you want to own a pit bull, that's fine, If you want to own a 900 pound Bengal Tiger that's fine, Grizzly Bear, Alligator, great, but that does not mean your home insurance company has to offer you coverage for incidental injury and damages that arise out of your choice of pet.

AnswerAre you talking about Farmers Insurance Exchange, the company, or insurance policies that farmers buy? If you are talking about the company then call your agent but yes they probably do have some restrictions as most companies do.

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