What if you don't pay cell phone contract?

The cell phone company will charge you late fees in addition to the monthly fee that you still owe. They might also charge you an early termination fee if you have a contract, the amount depends on how long you have left. They will turn you over to a collection agency between 6-8 months after you don't pay. Then the collection agency will send you bills saying you owe the balance, and then another collection agency gets involved, because the cell phone company wants their money. After awhile, if you just ignore these letters, then the collection agency will offer you deals, like, you pay $100 and we'll call it good! This is a scam. You still owe the cell phone company your entire amount. Unless you can get something IN WRITING from the collection agency that your debt will be cleared with the cell phone company if you pay this lower fee. Even then I wouldn't trust it. And I also wouldn't recommend paying any of these collection agencies. You owe the cell phone company the money, so just call them to pay it. Of course you have to pay your whole fee, because that is what your debt is. So, the consequences of not paying are potential harassment by letter in the short term. Long term consequences include not being able to qualify for a loan for a car or house. Some rental companies even do credit checks before they rent to you. Also you will be rejected by credit card companies, and even if you are not, due to your low credit score which will reflect your inability to pay your bills on time, well, the monthly APR will be much higher than for someone who has good credit. Pay your bill.