I'm in NY I'm having a complete kitchen remodel fb remodel half bath to full bath conversion. Using ceramic tile in the bathrooms granite countertops floors in kitchen is 30K a good budget?

Unfortunately, I'd say 30K would be low even for just a kitchen remodel if you're looking at granite counters and floors, unless you are planning a completely DIY project. Adding in couple of baths just makes things worse.

Try asking this question, in as much detail as you can, on the Kitchens forum at That Home Site. You'll get good advice there.

http://ths.gardenweb.com/forums/kitchbath/