What is minimum amount of commercial liability insurance needed for rental property in Texas?

In Texas, there is no legally mandated minimum amount of commercial liability insurance required for rental properties. However, most landlords typically carry at least $1 million in liability coverage to protect against potential lawsuits and claims from tenants or visitors. It’s advisable for property owners to consult with an insurance agent to determine appropriate coverage based on their specific property and risk factors. Additionally, mortgage lenders may have their own insurance requirements that landlords must meet.