What are the examples of the civil code of article 1213?

Article 1213 of the Civil Code generally pertains to the notion of a debtor being responsible for any kind of deterioration or loss of an item pledged as security. An example could be if a borrower uses a car as collateral for a loan and then gets into an accident causing significant damage to the vehicle. In such a case, the borrower would be held accountable for the loss in value of the pledged asset.