It will help you to shop around- but make sure you have a copy of your gaernel policy so that you can compare coverages and request the same type coverages, because some insurers will put minimum coverages and take some protection away from you just to beat other quotes, without taking into consideration your financial protection!
There are a few ways you can check but some do require that you are authorized to access their personal records. If the policy was being paid through withdrawal form a checking account or credit card account, then the payments should show on the statements. You can also request an MIB record that may indicate applications on record. You can also ask a relative. Be well. mcdlife.com
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