Can a judgment be put on a Certificate of deposit which has a secured loan on 75 percent of it?

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1010756

2026-05-02 03:00

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Yes, a judgment can be placed on a Certificate of Deposit (CD) even if it has a secured loan against it. However, the lender with the secured loan has priority over the funds in the CD, meaning they would be paid first in the event of default. The judgment creditor may be able to access the remaining balance after the secured loan obligations are satisfied, but this depends on the specific circumstances and local laws.

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