If a car is reaffirmed do further payments on the car have to be reported to CRAs by the lender after discharge or is the account closed permanently?

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1058674

2026-04-11 17:00

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If you sign a reaff on the loan, then it keeps going under the old loan except for any new provisions of the reaff... so yes, all payments should be recorded.

Note though: Some Buy here/Pay here places work like other debts (Mainly medical bills) and do not report the "good" (timely payments), only the "bad" (missed or late payments).

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