Does a bankruptcy discharged in May of 1997 come off your credit report now since it was before the law changed to 10 years?

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1227086

2026-04-23 16:55

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The statute of limitations on reporting chapter 7 bankruptcies for 10 years has been in place for many years prior to the Fair Credit Reporting Act being amended in 2003. A chapter 7 bankruptcy can be shown on your credit for 10 years from its date of discharge.

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