You are 54 yrs old am a size 5 have been exercising for a solid year to ab exercises at least 3 usually 4 times a week still have lower stomach flab help?

Are you working your lower abs. Try doing leg lifts. Do reps 10 to 15 for 4 sets. Know this, that you have to eat correctly to help burn that extra fat. Check me out on facebook, Speed Weight Training for other tips. Good luck and keep working hard!