How does travel insurance work on credit cards?

Travel Insurance on credit cards typically provides coverage for trip cancellations, interruptions, and delays, as well as lost or delayed baggage and emergency medical expenses while traveling. This coverage is usually activated when the cardholder uses the credit card to pay for the trip or related expenses. It's important to review the specific terms and conditions of the credit card's travel insurance policy to understand the extent of coverage and any limitations or exclusions.