How usefulFinancial plan when it is based on assumptions of the future and we are confident that these assumptions are not going to be 100 percent correct?

A financial plan based on future assumptions, despite not being entirely accurate, provides a valuable framework for decision-making and resource allocation. It helps identify potential risks and opportunities, guiding individuals and organizations toward their financial goals. While flexibility is essential to adapt to changing circumstances, having a plan promotes proactive management and fosters accountability. Ultimately, it serves as a roadmap, even if the specific assumptions may need adjustment over time.