What's the average cost for individual dental insurance?

Monthly Premiums: Typically range from $20 to $60 per month depending on the coverage and provider.

Annual Deductibles: Most plans have a deductible of $50 to $150 before coverage begins.

Preventive Care: Often 100% covered (cleanings, exams, X-rays) with no deductible required.

Basic Procedures: Usually covered at 70–80%, including fillings and extractions.

Major Procedures: Covered at a lower rate, around 50%, including crowns, root canals, and dentures.

Annual Maximums: Most plans cap coverage at $1,000 to $2,000 per year.