If the lender refuses to repossess a car surrendered during Chapter 7 bankruptcy, you may need to check with your bankruptcy trustee for guidance on how to proceed. You could potentially apply for an abandoned title if the lender has effectively given up ownership, but this process varies by state. It's crucial to confirm with your local Department of Motor Vehicles (DMV) about the specific requirements for obtaining a replacement or abandoned title. Additionally, consider consulting a bankruptcy attorney to ensure you're following the correct legal procedures.
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