What can you do when your upside down on your car?

There must be a reason you asked this so a few situations: * The car quit working but still owe money on it: You do owe the money, if it is a small enough amount you can roll that amount into a new car loan. Not recommended due to the rates the lender will charge but a common practice * You bought the car, got tired of it but can only get less than the loan payoff. You need to double up on some payments if your bank will let you and you really should tough it out until you have paid the loan down enough. But as above if you have decent credit you will probably be able to roll the extra into the next car, but that just makes things worse. * You were in a crash. Check with the lender and the place you bought the car, did you get GAP insurance. If you did, and it is valid for what happened to you, you are not upside down anymore!