How do you find a life insurance policy while you are still alive?

Call an insurance agency for a quote. When you contact an agent ask to see prices from different carriers and make sure you understand the difference between whole life and term, because the death benefits may look the same, the costs will be very different. == == If you are the owner or beneficiary You can call the insurance companies claim department and they can answer general questions for you. An agent of the company will also be happy to help.

To the best of my knowings, I think the best thing to do would be to contact the insurance carrier to see if the policy is still in force. If you have a suspect Insurance Company, Simply call them and ask Customer Service if you are insured with them. You need to be the owner in order to make any changes. In many cases if you reached the majority age you become the default owner. Also, if you were a child when this was bought on you, do some research and find out who your folks insured their own lives with, or their P&C with etc, and write a letter of inquiry to those companies.