Can you buy a home without a down payment?

Yes, it is possible to buy a home without a down payment through various programs. For example, some government-backed loans, like VA loans for veterans and USDA loans for rural properties, allow eligible buyers to finance 100% of the home's purchase price. Additionally, some lenders offer zero-down-payment options for qualified buyers. However, it's essential to consider the long-term financial implications and potential higher monthly payments when financing the entire home price.