The dream girl one is the answer as indicated in this article: http://www.yuppiepunk.org/2008/07/jingles-all-the-way.html "With freecreditreport.com's contract expiring, and wanting to try something different, the one-time synth pop geek penned a handful of songs for their radio campaign. "I thought it was just a funny premise to start out with," he said of the original spot, which featured lyrics about a slacker who meets his dream girl only to discover she's got bad credit." This from an article on the writer of the songs. This is a source other than someone's memory and watching a lot of TV. I will keep posting this as the correct answer unless someone can cite another source other than what they remember. Either you remember incorrectly or you just didn't see the original commercial when it first came out, which is entirely possible. I don't believe the commercials gained popularity until the pirate one came out and then they went back to showing the other again. After doing research.. I came accross this link..proving what came first... And if you ever listen to the actual Words in the songs.. You'd hear in the last one (other than the roller coaster one-which is most recent) In the renacance commercial they say (they've been singing our song since we First showed up with our pirate hats on) Referring to The Restraunt one..Which is the First Free credit report.com Commercial.. View here.. http://www.YouTube.com/watch?v=7dFbNw3bpKE
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